If your income exceeds a certain amount, you’re also responsible for an extra monthly charge. What Medicare Part D costs: Depending on the Part D plan you choose, you usually pay a monthly premium and sometimes a deductible.When you research a plan, check your list of medications against the prescription drugs in your plan’s formulary. Every Medicare prescription drug plan has a list of drugs that it agrees to cover. What Medicare Part D covers: Part D covers prescription drugs.You can do this by purchasing a stand-alone Part D plan from a private insurer. However, if you choose to enroll in Original Medicare, you can add prescription drug coverage to your Original Medicare coverage. Prescription drug benefits are often included as part of Medicare Advantage plans. Like Medicare Advantage, Part D plans are offered by private insurance companies that are approved by Medicare. To learn more about your Medicare options, visit and get more information. Members that are enrolled in a Medicare Advantage plan are not eligible for a Medigap plan. These plans give you additional coverage not provided by Original Medicare. These are also offered by private insurance companies. These include supplemental insurance or Medigap plans. You may also want to consider other Medicare coverage options. We recommend you verify this before receiving care. To see these qualifications, visit .īefore enrolling in a specific plan, ensure your health care providers, pharmacies and hospitals are in that plans network. To get a Medicare Advantage plan, you simply need to qualify for Original Medicare. When you enroll into a Part D or Medicare Advantage plan, you may have an additional monthly premium. A Medicare Advantage plan that includes Part C and Part D coverage can often give you extra savings. You can get Part D on its own or by choosing a Medicare Advantage plan that includes Part D. Part D plans offer prescription drug coverage. These benefits can include dental, hearing and vision care, and fitness memberships.Īnd finally, there’s Part D. But they can include valuable extra benefits that Original Medicare doesn’t. Medicare Advantage plans are a lot like Original Medicare. Part C plans, also known as Medicare Advantage plans, are run by private insurance companies, like Aetna® Medicare. Part B usually requires a premium that can often be deducted from your Social Security checks. It covers things like doctors visits, outpatient care and home health care, medical equipment, and more. It covers things like inpatient care, home health and hospice care. Medicare Parts A and B, also known as Original Medicare, are provided by the government. Medicare can be complicated, so here’s a simple guide to understanding Medicare Parts A, B, C and D.
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